Mine have changed tremendously over the decades.The broker who wanted to become $1 million in debt had a very simple strategy.

You should be able to refinance using a recasting/simple refinance or a cash-out refi to capitalize on the equity spread to either drop PMI or pull some of that cash out.

@Ronen Avisar All of those city liens are basically irrelevant because if anybody ever buys it from you they can get them all wiped away with some simple paperwork from city hall.

I'm not experienced with this, but have one simple goal - to do a cash-out refi on four properties (three MFR, one SFR) to recover my personal funds used to improve them, all of which I have owned for 5-ish years (no seasoning issues).Debt to income is great, credit is exceptional... there are none of those issues.Thanks in advance for your feedback!

If you start with a simple, proven method (like The Millionaire Real Estate Investor presents) you'll learn along the way, tear down mental strongholds, and you'll be able to iterate and get more "advanced" and clever along the way.TLDR:  there's never a "right" time, only THE time. 

You get the most bank for your buck using FB ads in RE with simple retargeting. 

Got to keep on the learning track for the short term, I still have many question marks that can be answered with simple research.

Audible has a 2-for-1 sale for members right now and 'Simple Path to Wealth' is one of the options.

And wouldn't landlords welcome a cancellation fee versus simple non-payment, which is often the case now with retail tenants?

Keep your response short and simple."