I'm writing an offer on a property that I'm planning to pay all cash for. 

With a contract for deed they hold title until you pay the debt off in full. 

I almost feel guilty with how little tax we pay but dealing with it!

How can the Pro be any better and what would make me want to pay more? 

You'll either have to have your attorney go through a process (deed theory state) or the court system (lien theory state) to get the property back if they don't pay, but you'll still have to make the payments to your lender.

I use the 2% kickback ones and then pay when due.

I've got one LTR property that I'm trying to pay off prior to taking any additional risk in the form of loans.

What did you actually end up paying for the repair?

You may be able to ask for her to pay the property tax portion, but that's more a matter of opinion if you ask me.

My lender just told me that 2nd home liens are required to pay points.