Adjustable-Rate: If you plan to refinance, we can discuss fixed-rate and adjustable-rate mortgage options that suit your long-term goals.Cash-Out Refinance: Once the property appreciates, a cash-out refinance can provide funds for further investments or renovations.Living in the property initially helps you build equity faster.Your townhouse investment is a promising venture.

Then you can start to build your team in that area. 

I'd like to keep $100k equity for myself and sell the other $500k to equity investor(s) so I can keep the excellent mortgage (fixed at 3.25%) and take advantage of the cash flow and build more equity.

Consulting with a tax professional can provide tailored advice to navigate the tax implications of this arrangement, ensuring both parties understand their reporting responsibilities and maximize tax efficiency within the tenants-in-common framework.Hope this helps!

I have been working with investors over the last 3 years helping them find good deals on land in desirable locations and then building a new house on it to resell.

It's none of their business what is going on with the other tenants in the building.

I need help walking through the potential tax implications of those sales.

We are looking for houses with larger lots and favorable zoning to utilize our owner occupied loans and subdivide and build while we work there.

With that we go back to the aforementioned "pottery barn" this building sat directly behind their home.

I was originally just considering converting my IRA to Roth while it still makes sense with my income and current tax code before thinking about real estate.