I secured a line of credit against a portfolio of homes I own outright, so I can make the spread, plus a few points.

Does anyone do credit card churning?

Crane:Hi, I'm still in the beginning stages of building my credit and savings in order to find a good deal.

Two questions here:1) A friend wants to invest with me and doesn't just want interest for the money he's putting up, but rather to reap the benefit (or suffer the loss) of the venture.  

So essentially the benefit to or the reason why someone would want to become a broker is to open up a real estate agency and hire real estate agents to work for them?

2nd one is in Florida, empty now, but some people told me I should sell the shell, for people who want to build their credit, since that is open since 2011, US citizens (not me!!!!)

This gets you 50 % of where you want to be, while simultaneously apprecating in value, not to mention the tax shelters that would become a major benefit to offset your income.

Never once had one redeem in all the years..Not to say there Is not a first time for everything :)of course if you can get the release pre sale this could be a benefit in two ways for the note buyer.One it could produce 3p bidders that would buy the note and if the OP bought it at a significant discount this could be a nice quick flip.. but if the sole intention is to gain control of the asset one MAY be wise to keep the IRS lien in place to scare off other bidders and risk the redemption that in all likelihood will never happen..  

Currently my wife and I are debt free including credit cards and saved up a decent chuck of change for retirement, mutual funds, stocks, and too much into CDs(lucky only one year at 3%).

So many "cash" buyers have commercial lines of credit, Home Equity Lines of Credit (HELOC), even credit cards with significant lines that allow them to convert money into cash quickly.