Unfortunate for the tenant, obviously the bank screwed up and the tenant will have to peruse the situation through them and the police.

Mosquito abatement, extra police force, library, etc, etc., its nuts!

With that build out WSU Police asked DPD to become the first responders to 911 around 2006.

You must look solely to the public police for such protection.

In 99% of these situations my agency has seen - the landlords property policy pays for un-intentional damage the renter may have caused such as over flowed toilets, FIRES, etc.Renters can and do cause excessive wear and tear such as ruined carpets, holes in the drywall, broken doors, etc but unless the damage crosses a line into vandalism (requires a police report) the landlords policy isn't paying for renter caused excessive wear and tear type damages nor do you want to make those types of claims on your policy. 

Should we call police to get in with his permission and replace the lock?

Whenever I am in class I see people scraping by memorizing things, polishing their resumes, and asking what an employer looks for, but for me I just want to start my own business and be with my family and travel.

ONE THING IM NOT SURE IF THE POLICE AN TRACK THAT OR NOT.

Not a homeowner policy.Let them know that if they vandalize your property you will call the police and press charges.

We call the police and explain the situation, they come and look around the outside of the house.