We have seen a massive ongoing deleveraging effort by policy makers in the following steps:(1) Tightening the mortgage programs through FHA;(2) "Putting back" loans of lower quality through 2 Fs in order to force banks to tighten even more;(3) Giving incentive to short sales;(4) Pushing forward principal deduction as far as musing on replacing DeMarco; (5) Banning prop trading of investment banks through Volker's Ruleto force their capital into real estate.

As such, we use the policies without such "co-insurance requirements" when applicable.

I still haven't had a chance to read any of these, honestly, I don't think I will until they pass committee, but did find some other interesting legislation:SB 278 offers an expedited method of exercising the power of sale clause on abandoned properties.

So, if purchase plus rehab equals the loan amount you will have to cover the fees and points out of pocket.You will have other up front costs:  insurance (price a "builder's risk" policy so you understand what you're cost is), inspections, utility fees. 

They wrote a "fire policy" from the state operated pool instead.

So consider the rent of the property and the reasoning behind the policy and I think this is a great thing to ask for a little negotiation on.4.

According to her LinkedIn profile (which was updated yesterday), she is a member of the following groups: Vice-chair, Republican Party of Kewaunee County, Executive Committee Member, 8th Congressional District Republican Party of Wisconsin, Member, Republican Party of Wisconsin, Republican National Committee http://www.linkedin.com/in/heatherblish So, while you may not consider her having an affiliation, she certainly does!

I meant to add that the liability/error omissions is about $1930.00 a year and workers comp will depend on number of "employees" (even if they are independent contractors) with 3 on policy it's $1115.00 premium.

The difference here is that we were doing 200-300 short sales a month and had a 35 day turn around policy.

You might look into an umbrella policy for all of your properties.