Originally posted by @Seth Teel:Literally my google query was "san antonio largest employers." 

On a commercial loan you will likely not be able to roll origination and points into the loan. 

$50-99,999     333 $100,000-149,999      941 $150,000-199,999      1286 $200,000-249,999      668 $250,000-299,999      262 $300,000-349,999      132_____Owner Occupied with Equity $50-99,999      673 $100,000-149,999      3044 $150,000-199,999      7986 $200,000-249,999      6462 $250,000-299,999      3526 $300,000-349,999      2018You can also look at individual zips to see how many are there, based on the range you decide upon.There are additional criteria that you can use to look at your market such as owner age, number of properties owned, length of ownership or financial stability scores.

Lack of ventilation is clearly causing your mold/mildew problem, so a functioning window will help, and the larger the opening the better.It does require a match on the exterior finish material to fill in the size difference, but these baths are always on the side or rear of the house, so it's not very noticeable.The fact that it's a different size and more contempo-looking than the older original windows, isn't a compromise on esthetics, either.

My question is which of us should apply for the loan to get a higher loan amount.Me:Monthly gross income: $2500Computed Debt Ratio: 0 (no debts)Credit Score (Transunion): 625My Brother:Monthly gross income: $5000Computed Debt Ratio (using https://www.mortgagecalculator.org/calcs/debt-ratio.php): Frontend 19.5%; Backend 45.66%Credit Score (Transunion): 667So which of us should apply for the loan to get a higher amount?

My name is Philip Wells and am originally from Buffalo but have relocated to Cleveland, Ohio after finishing my degree at Baldwin Wallace University.

Originally posted by Account Closed:@Aaron Klatt I understand there is potential liability; however, I am not asking for legal advice.

If you still have some entitlement left you can use it again, or as stated above you can refinance to a conventional mortgage and free up all of your original VA entitlement to re use.  

Originally posted by @Steve K.

Originally posted by @Todd Dexheimer: The toughest decision I made was on a partnership, not a syndication.