A Partner who will Return Phone Calls and Who's Willing To Share the Pot is preferable.

Non traditional credit lines can also be used (such as cell phone payments, utilities, rent) for buyers who do not have established credit history of 12 months.The back end ratio (proposed total mortgage payment plus current monthly debts) that is commonly allowable in FHA is 43% of the borrowers monthly gross profits.

Looks like an admin maybe changed my thread title, I made the decision not to include the fact that I am in Iraq in the title because I kida felt it to be vain.

Phone calls should be returned within 24 hours.

(Seasonal)Worked some dumb jobs over winter and took a month off, then I just started back up on Construction last month and now im making about 5500 NET a month..I have not enough credit to even get a credit card..I have bills , Rent, Insurance, Cable/Internet, Cell phone, etc all PAID FULL on time for the last 6 months, So if that counts...Before that I had a cell phone for 3 years always paid on time..Anyways , doubtful?

This morning I've already been on the phone, talking to a broker who has another multiunit listing in the same city and basically just trying to get more information about the market.As far as not having any brains, I actually think that I'm relatively intelligent (I went to a top tier eastern college, have a law degree and have been working in private practice doing high end estate planning and probate for 8 years) and going about this in a fairly reasonable way.

Most of the time I have the property owners name, phone number etc before I leave the vacant property.

With the info I provided over the phone he said I will be able to be pre approved up to 750,000.

Sorry for the sarcasm...I just had a cup of coffee...If you have the right property manager, which you can find out in a conversation with them over the phone, you will never have to worry about who is watching your house.

I worked at TCS and heard a lot of horrible stuff being said to people on the phone.