A lot of developers have degrees in civil engineering, construction management, architecture etc but several universites now offer programs for real estate and real estate development.

I have Adobe Illustrator & Indesign, Im a graphic designer now of 16 yrs... but using those programs for floor plans is very time consuming.  

@Erich Kuhstoss It depends on many factors, but I refi at 75-80% LTV with a 30 year fixed commercial program out of state. 

@Gino ColucciYou should be able to find plenty of Chicago agents on here or by searching the web.

Homeaway's Community web site is also a good resource.  

Until the number can’t go lower and the rate is within your expectation.Extra Tips 1: Ask for special programDifferent lenders have different promotional program.

Are those programs/apps they're using, or are they just doing that on spreadsheets themselves?

Purchased the property with no money down using the NACA program.

It appears as though qualifying for a 10% down second residence loan is a pretty common program throughout the mortgage community.

I haven’t been there personally but I’ve heard good things about it.I’ve been in the RIREIG group for 17 years and recommend it because it’s educational and doesn’t try to sell you stuff like books, tapes, classes, coaching programs, etc.