The problem I found with financing 100% is that it decreases your cash flow.

Decrease your credit line to $1000 or $2000.

Truth is I had enough expenses to wipe out a large portion of that commission and I wanted to put some $$$ into rehabbing one of the units for a tenant that had let me know he was going to be moving out in 2 months.Fast Forward 1 year:I have increased my net operating income to $53,000 by rehabbing two units, cleaning up the landscaping, getting less expensive insurance, decreasing mowing/plowing costs, and increasing rents.

The freedom to do what you please in your own residence and the decrease in stress can be worth the financial tradeoffs. 

So I went ahead and pulled up some statistics of metro areas with numbers that make more sense but I am finding a lot of markets where, while the prices should make sense for purchase, there are  worrying signs like decreasing population and falling home values.

Even though the FHA fee is rolled into the loan amount increasing the total loan amount (which would decrease the margin between the loan and purchase price and seem to reduce the DP), they are saying they need to use the FHA loan limit basis.

I learned two things from this experience: 1) leave the emotions out as this will dramatically decrease the stress level during what should be a fun process; and 2) ASK for help

Coupled with a decrease in the volume of sales, for both residential and investment real estate.I clearly feel it happening, but I am located in what is ranked as a below average real estate market, ranked for performance in 2019.

Add in that many are in war zones, your probability of getting paid decreases.  

I think most people appreciate being able to choose what goes into their home and I appreciate the decreased hassle and expense.