I'm familiarizing myself with SONYMA (state of NY mortgage agency) programs and I know they require that no other properties be owned simultaneously if you plan to utilize a SONYMA loan.

Quick learners who are always willing to seek advanced training and take charge while accepting responsibility.

Not sure if that specific program still exists but it came about due to Covid-19.

They may have programs that use the income from the properties to qualify. 

Connect, then PM me I send a sub to training pdf to help folks. 

That is the most common program I know of for 1-4 unit low money down. 

I ran across this cool program by Sears (Sears Home Warrantly) where they will cover up to 21 items at a monthly rate of $70 bucks and a deductible when you file a claim.

There are tons of great loan programs available right now.

Therefore in the long run it is better to let your team feel a W to boost their spirits even though you're probably not going to close due to price.When the market turns around my team will be better trained than others and will clean house.    

Everyone and their brother is on the MF train these days so it could be a ploy to separate the wheat from the chaff or draw in those with all cash.