I'm where you were at right now Hi Sarah, my brother had this same issue when he was remodeling his basement about a year ago. 

Garrett - That's the issue.

@Brian Junkert I'm confident that you are mistaken about the "someone paying your taxes, and charging you a bunch of fees", "because they want to" issue.  

If you see some cracks in the foundation or building, show pictures of it and how it's a huge issue.

As the applicant has to send scanned image of government-issued ID and proof of income by email as part of the application process.

It doesn't account for national-level issues, such as the bubble and resulting crash back on 06/07 where unemployment spiked.

For someone who has cash - could be a great deal and very secure against a low leveraged property.Best,Michael Vallee No you may not, this falls under self dealing, invalid contract, as you can't create a debt as an asset to yourself, use that or market that you're looking at fraud, racketeering issues, take a mortgage deduction you're looking at tax fraud. 

Hello AllI have concrete issue at hand. 

Another claimed that he had temporary credit issues but I found judgments that just fell off his credit report, demonstrating long-term financial issues rather than a temporary issue. 

If you do not have your license, what issues have you run into as far as for sale by owner and closings?