You should supply blinds in my opinion because if you don't who knows what the tenant will put up. 

The process would be about the same as using a regular lender, in that you close and the HML funds it at that time. 

Anyone can wholesale as you know, but what makes a good wholesaler in my opinion is the quality of the numbers and data they supply. 

-Housing is all supply and demand.

(It's also possible that because your loan amount is going to be so high, the 28K still fits within the allowance; I don't deal with regular residential mortgages enough to know the exact allowed percentages right now but I know it frequently comes up as an issue.)My other major question/concern would be whether it's actually a legal 4-unit property, particularly regarding the basement unit you mentioned.

@Andrew P. do you have a regular job by chance?  

I don’t want to use a regular conventional loan myself and neither do they to avoid using a big chunk of money they want to save.

I have always bought the regular way- with an agent (or representing myself in the state in which I am licensed), on market properties and fair negotiations. 

I'm not an agent, but the lack of investment-savvy agents in my market comes up regularly at my meetup.

There is furniture and stuff in the way and you may miss things, plus they could do damage between when you did the inspection and they actually move out.If they are moving out at the end of the month, tell them you can do a pre move out inspection, but put it in writing that as their belongings are in the property, you may miss things.the link provided earlier for California, says you can do an initial inspection, but it is also followed up by a regular inspection after they move out.