Ive always used conventional lending 20% down 5 years ago I did a duplex and renovated it with plan to brrrr but life changes caused me to not refinance to keep the cashflow high instead.

The area is more rural, however it’s a desirable vacation destination and we offer a high end farmhouse retreat experience.

Keep in mind, the transactional costs of selling a property in Philadelphia with the high transfer taxes and brokerage fees (althoug these are expected to be reduced in light of the landmark NAR settlement that occurred yesterday), adds additional transactional costs, especially in instances where the home was purchased as recently as last year as is the case with your home.

Had our son in high school help out landscaping, running skidsteer, putting up signage, clean out units, run software, etc.  

To help in your search:be sure to find an accountant who is willing to grow with you, and is not too high priced fee-wise.

Also, planning to use the other side of the unit as short term rental.Any advise which could make this more seamless would be highly appreciated!! 

If you are interested in investing out of state I highly recommend that you build a strong team in your chosen location.

This strategy is great, but it fluctuates depending on the time of year, you probably won't live for free because it is more challenging since you are only Airbnbing a small space or basement unit.4) MTR - this is a good in between style of creative strategies since you can furnish a place nicely that would rent out on Airbnb but you want a long-term high quality tenant like a travel nurse or corporate rental that stay for 2-3 months vs. under 30 days for most Airbnbs.Combining strategies is the best way to go, ideally, you would find a property with a separate entrance or walkout basement, live upstairs in the one of the bedrooms, rent out the other upstairs rooms and STR/MTR/LTR the bottom unit.

As this would be in NYC the price point is very high so it makes a massive difference.

In the recent transactions Iv dealt with high rises Iv seen many special assessments in place for reconstruction of elevators and other contributing factors.