So, I would really appreciate feedback: Your thoughts on first timer going duplex over four plex in terms of landlording, financial stability (savings/income) suggested to ensure safety net.  

Wiki the towns and find latest Census data, that's a good tool and will provide solid top line data about the area.

It is actually a pretty crude tool for determining potential profitability.

So you could buy some tool that you rarely use, use it, then return it. 

They provide you with the tools, training and technology to pave your path to success!

I have been in mortgage lending for 8 years, and have not had issues making a gift fund work, but I let my customers know up front what they can have contributed.......https://www.fanniemae.com/content/tool/selling-guide-quick-links.pdf

It also hit the TK guys real hard they had to re tool..

He offers access to is testimonials, complete learning tools- in the form of dvds and cds.

I would also be checking other rentals in the area to see if you are cheating yourself; one tool is rentometer.com and if you are less than 1/2 of the gauge, you should consider raising them, as it could lead to a better tennant who will pay on time.

If it's not tempered, it poses a safety issue and won't pass inspection.