Most of the big lenders these days will impose resale restrictions when you purchase a short sale.

I would also be inclined to jump on board of the conspiracy theories that some knew this when restricting some rules of owner finance in the recent past, but you always have contract for deed and lease options I suppose.

As buyer you are probably safer than other parties, as long as there is no minimum time period restriction for resale.

If you are the seller in that example we sort of covered that already.Additionally, I do not think the rule's intent is to be so restrictive as to not allow for conversation or conveyance of ideas around what a seller would like to see as a down payment.

The bank might have restrictions on cash out related to ownership time, not sure been a while since I looked at their guidelines.

Given that you are the administrator and have checkbook control, it is even more likely that you can violate some IRA restriction without knowing it.

I did some more due diligence (which wasn't difficult as you mentioned) and found out more and it doesn't have the mentioned restrictions.

Can they turn my own fenced property into so called "common area" and restrict my own access?

I believe that B of A usually puts a 60 day deed restriction on cash offers.

Fees, restrictions, etc.