Rate is 7% 2.

Areas close to Rice have higher price points which can make qualifying a little more difficult, especially in today's interest rate environment.

Three years ago, my wife and I purchased a duplex with a 3.25% interest rate.

You should purchase the materials and drop them at the property. 

I have found that PM's contractors charge way more than the market rate.3.

Agents will continue dropping out of course, there have been more agents than listings in the last few years and that's not sustainable, but probably more will drop out due to the lack of inventory than the NAR settlement. 

This is overpriced at a best in place 4% cap rate.

I do a lot of Condo Associations and I'm having more and more trouble with having companies having to cover such a big property amount in say an acres or 2 of land mass.2. have no idea3. not sure about regulatory barriers because there have been plans done through employers or associations where they'll give a specific discount, let's say 5% overall to the employees they can write but that being said those clients typically don't live right next to each other, have the same age/style/value of home and they still have underwriting guidelines they have to go through that can generate rate or every deny the coverage.That help at all?

John A. most have a number of agents that scrub the MLS, then they plug the numbers to look at yield and/or cap rate.

Now more than ever it is important to really understand your numbers and the area you are buying -- that "accidental appreciation" that many of us rode in the last 5-8 years eroded with the higher rates, cost of entry, and renovation costs.