The CAP rates aren't great, the vacancy rates are high, majority of multi-family locations are in areas with unreliable tenants.Overall, it just seems like it's difficult to achieve reliable passive income here. 

Hi Alex,As for conventional cash out refinance, assuming you will use full documented programs, your rates and terms will be largely dependent on your credit, income, DTI and equity.

He said it is "nearly impossible" to get a good interest rate by purchasing through an LLC and that it will take an "arm and a leg" to get the deal closed.

With interest rates going up from the lowest in 30-year history of 3% to 7%, many people sentimentally feel that this is not a good time to buy a home and are postponing home buying decisions until after interest rates drop down.Let me explain why this is a wrong way to think about buying a house and why now is a great time to enter the real estate market.Reason #1 is that interest rates in your lifetime will never going to be as low as they were during pandemic.

I am looking for the best options to get a long term rate around 7%. 

I have heard interest rates are quite high there. 

Very very powerful oxidizer but won't break down rubber or plastic like Ozone.

I have roughly 50-70% equity in each property, each property has a 30/yr mortgage with interest rates that are pretty low (3-4%).

I have heard there are smaller lending groups where you can purchase a note of the loan for a private investor with fairly good return rates.

I'm looking into a few different options now: HELOC on other investment properties (though I'm finding rates are 11%-13%), a business loan on another business I own, and negotiating with vendors to take deferred payments.