They noted, while they can technically go to 75%, in recent deals, they are closer to 65% due to DSCR covenants.And maybe this is expected, but I would anticipate having a personal guarantee, fully-recourse loan for retail.  

While personal credit may also be evaluated, particularly if a company member holds at least 25% ownership, demonstrating sufficient liquidity is equally crucial.

Looking for a Texas lender that can answer some questions or give opinions on doing a cash out refi on a rental property to help pay off personal debts. 

We use an online payment system and we only allow one tenant to be responsible for signing up to make the monthly payments.

Wholesaling is very appealing and I'd love to meet with any current wholesalers who can give me some personal advice or expertise.

is there an online platform for purchasing this?

But painting the exterior of a house for $500 is very reasonable, at least around here for any person of reasonable skill to paint a house.  

House hacking will also give you some personal "property management" experience.

😊Unless you talk to a specific realtor, I'd start with the most popular online platforms.

Yes, a lot of personal finance people preach the rent option, but house hacking is almost always superior.