Ideally, my buyers are fully employed and financially liquid foreigners - be it from the US, the UK, central and northern Europe - either a single person or a couple with 0-1 kids, looking to live there right now, rent it out as an investment and then sell it, or use it as a future base for retirement.

It's like a person who has serious stomach issues but refuses to go to the doctor because they're afraid they'll be given a terminal diagnosis.

I use Travelers and had insurance on the landlord, dwelling and personal property level (because if the place is furnished by you, you have to have insurance on it) and they didn't cover anything.

what  happens if one partner wants to exit the property in the future and the other person doesnt )    2)  consider  buying and  financing it as a rental property  or using a DSCR  ( debt service coverage) type loan   3)  consider  additonal co borrowers  that are  strong  ( relatives )   4) obtain a new job that has a salary  that can be used  5)  wait to buy unitl you have the  seasoning for the variable income 

It's an exciting but complex decision, and I'm reaching out to this community to gain insights, advice, and maybe learn from personal experiences.Pros and Cons:I've identified several potential pros and cons but would love to hear your perspectives.

I'm going to be that person who asks if you might be willing to also send me the same files? 

This helps them see it’s nothing personal, just math.Keep Learning: Laws about renting to people can change.

This way if you don't like the work, you can move on.If the idea is not to pay anything, then that person needs to bring in money as part of the deal.

If they have actually proved mold (highly unlikely) the next step is to carefully evaluate their report and see whether the tenants actions/inactions may be the source of the mold...

Do you leverage your handy man or some other "boots on the ground" person.