Check your Management Agreement to see if it specifies how many days notice are required to terminate the contract (30 is customary, but your agreement and/or local law may state otherwise) and what, if any, penalty there is.

and then the penalty for needing to move a tenant out.. which in the bay area some cities that can run 20 to 50k.. and now in Oregon no cause evictions cost you 4 k   

Maybe because I met the PM first or because the contract was simple and direct.As I review the boilerplate of the recent PM contract I see that "the Broker (PM) assumes no liability" and the "Owner shall indemnify, defend and save Broker harmless . ." and "Owner shall pay all fines, penalties, expenses  . . . with any claim, proceeding or suit . . . 

I won't comment on what you should do, but I will say that you can access 401k funds penalty free in an early retirement.

Just confirm with the lender and tell them to SHOW YOU in the agreement that you’ll be able to refinance without penalty. 

There are no provisions of the Roth TSP that will allow me to take a lump sum of the amount invested without paying tax penalties at age 50.

Our contract with our old manager began with a satisfaction provision stating that if we are not happy with her performance we are welcome to give her 30 days notice and leave without penalty.

Of course, the percentage is due to the taxation and potential penalties one will incur if they tap that money.

There can be a balloon, there can be an adjustable loan and there can be a prepayment penalty.

Whatever list you use, make sure it also flags do not calls as penalties can be in the tens of thousands.