So it sounds like liens need to be on the property to be factored into the official equity equation.

Contact your local Economic Development Council group and/or city officials to see where the opportunities may be.

We haven't signed the official contract yet, but they have a copy we've been back and forth about.

You get some municipal official of a small city with a dozen rolexes and a million dollars cash sitting in a big pile in a condo under his aunt's name.

Also, there are possibilities of getting favorable treatment by city officials when investing in these areas.

The loan officer said that she dose not need have to be there officially for the closing.

She overnights it to husband, husband signs original that she did, husband mails it back to her/you and you then have the original.There's scanned e-mail copies and faxes, too, but overnighting will get you what you want in an official form sooner.

I have been working toward that for some time and I am 80K from that point (80K balance on rec property) My investments are all cash flowed very well so I do not include that as my debt even though officially I guess it is.I have the ability to pay off all my investment properties 100% in the next 1.5 years.

The amount of $9000.00+ as stated in these notes is a definite error and as no official notices or certified letters have been sent to me as the owner of the unit nor have any official property liens or records of errors been presented.

Your friend would then be an owner occupant and be entitled to additional expenses and you being paid off.If you have had official notice of intent, then this plan is out the window, except that you could show any recent sale agreement to establish a willing and able buyer.