What I don’t understand is that not many people have the “I gotta do what I gotta do” lifestyle to make ends meet and possibly put some $ away for times like this.

As I recall, our term was 4 or 5 months.Hold a Quit Clam Deed in Escrow - Have the closing agent draft a QCD from you back to her with instructions to record it in the event you either go out of business or you can't meet the 5-month balloon term from suggestion #1 above. 

People I can meet face to face

I think it could take less than a year but folks usually think they can do this in 2-4 weeks and are disappointed;-)I'd see what's been done similar to your project in the last two years and check with those contractors, & developers for hard numbers, then meet with the Building Department and Neighbors.

Any Louisville investors want to meet for coffee/beer to discuss strategy?

Also attend any investor meet ups locally.

Otherwise, if the numbers meet your criteria, pull the trigger fast-like! 

I'm really hoping to meet others on BP that are in Canada, Ontario, or the GTA.

I am going to meet with him tomorrow and have some questions I am going to ask him, but I am looking for some suggestions as well.

You will find the instructions on the department of treasury internal revenue service publication 487 (Rev. 1-2006) Catalog number 46553K www.irs.govLet us know how it goes.