In that way, we are all valedictorians.I am now supposed to say farewell to this institution, those who maintain it, and those who stand with me and behind me, but I hope this farewell is more of a "see you later" when we are all working together to rear a pedagogic movement.

No PMI or Maintainance figured in....and I am being optomistic regarding financing rates.What I do not get, is this: Realtor writes the listing as a great investment property.

Here's a couple of links to info from a study on mold and asthma:http://thechart.blogs.cnn.com/2011/08/02/indoor-mold-poses-greatest-asthma-risk-for-babies/http://www.annallergy.org/article/S1081-1206%2811%2900313-9/abstract

Base on the California 2007 Santa Clara API score, Los Altos, Saratoga, Cupertino and Palo Alto elementary school district maintained API average above 900.

Gotta run, but I hope that others will help you out with the questions you pose in your message.

If the lender acquires the property as an REO, they may be more than willing to allow Edith to stay rent free if she agrees to maintain the property while the property is pending sale.

You can better maintain control of the negotiation if the buyer calls you as opposed to the other way around.Think about it- if someone called you and said "I've got a deal that I think fits your criteria", you would think that either you are the only prospective buyer they have or that it isn't much of a deal at all.

For the purposes of the forum I was still referring to it as a "flip", but I'm really just concerned with how much I will make in resale in the same way any other homeowner would; I simply don't think it's a wise choice to purchase a property and spend money to fix it when I know I would never be able to get it back.I apologize for the confusion, and I'm now certainly embarassed that it has appeared I was trying to be an investor who would fraudulantly "pose" as an Owner-Occupant; this would NOT be the case at all, I simply have never lived in or looked at a house that needs a lot of repair, and I am trying to figure out if it is a smart purchase.

We maintain the lawn, complete refresh cleans once a month, property checks once a week and this time of year we winterize.

I don't necessarily hate or love my job but I want to be in a place where I don't feel as though I have to get up everyday just to maintain.