I was literally just checking my credit scores and working a plan to increase my scores.  

They have hundreds, if not thousands under their supervision and truly couldn't care less about an individual house.

I'll take a few thousand less to avoid dealing with the FHA buyer and their loan.     

I wouldn't bail out on a default interest rate of 18% with a couple hundred thousand in equity.  

There are literally multimillion dollar properties downtown. 

Anyone that tells you they have a certain ratio are basing that number on yesterday or today expenses not on the full life of the property. 40% would be good, depending on the type of property, 50% is the statistical average based on tens of thousands of properties over many decades of collecting data. 

Example only : We have at least two clients looking for b areas flips, but only seeing single base opportunities versus a double/triple run meat on the bone investments. ( $7 thousands vs $25 thousands )Upfront Disclosure : I'm friendly realtor/investor

@Brian Gibbons Just recently moved to Malta (Europe) how would you advise someone with 0 backround in investing and a few thousand euros to invest per year?

If you buy a BULK MAIL PERMIT from the post office you can save hundred's if not thousands in mailings and printing costs.

He's saying he received a quote of $1,500 to get it back to that condition....which is literally having it professionally landscaped to sell-able condition again.