Are you forming a non-profit?

If you're talking a coastal SoCal duplex, the answer is probably no...it will probably not be cash flow positive (assuming a mortgage on the property).In addition to looking at non-traditional types of property, there are also some lesser populated areas of SoCal. 

When I inquire with lenders I give them the following info:Property: Investment rental (non-owner occupied SFH)Credit Score: >740Loan Amount: $80-$120KRequired LTV: 80%While im on a site like Zillow looking at properties, Ill often try to to look up rates (and APRs) and after entering in the information above  I see numbers in the mid to high 4s.

Here we have homestead exemption but as an owner non-occupant we have to pay the full tax right?

It's going to be almost impossible (On Non-Residential at least) to find anyone (Outside of Hard Money) willing to take a Down Payment of less than 30% on a Non-Owner occupied.

Otherwise, non-medical HSA distributions are treated like Traditional IRA distributions in that they are taxed at the earned income rate.I'm not a tax specialist.

good to know.. right up there with FAKE lenders on these open to the public websites..

My attorney here in AZ has a form that we send to the tenant that they must have filled out and signed by their Doctor, we accept nothing other than our form because generic forms are sold on the internet everyday.

Most beginners after their first year worry about how to deduct all their losses instead of how to reduce taxes on their (non-existent) profits. 

We bought a condo at the Public Trustee auction.