I’m new to real estate investing and looking forward to learning from the group. 

I am looking forward to connecting and learning from those who are more experienced in doing passive income. 

I have a combination of index funds, mutual funds and individual stocks in retirement accounts and brokerage accounts.

I have attached quotes from two individuals for the same property.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Are they piped individually so you can run them as separate systems?

A painful learning experience, to say the least. 

You can hear real-world examples of how others have built their investment portfolio and (hopefully) learn to avoid their mistakes.4.

Most of the time it’s much easier to close individually and then refinance into a portfolio loan if that is the goal.

@Sandy Land I just sent you a DM, I don't normally offer a flat fee, but I'd like to learn more about this piece of land you want to sell.