Using this type of loan will also allow you to refinance about 90 days sooner, allowing you to pull your money out much quicker.

You get the property rented or sold faster, you pay less in interest (or earn a higher annualized ROI on Cash), and you free up your cash sooner to do more deals in a year.

You'll lower your DTI by having tenants pay down a portion of your mortgage PLUS you can have equity build up to help you get into your primary residence or next investment sooner.

However, your information will now allow me to ask the right questions sooner and hopefully I can be part of that 10%. 

The sooner you jump in the better assuming you are in a good spot financially.2. 

If you did a house hack in Seattle, and cut your living expense, you may be able to still purchase an out-of-state investment sooner than you think, as you didn't use all your capital, and you are also saving more each month. 

That would allow you to create more velocity by doing that over again sooner. 

The sooner you start, the sooner you can learn. 

You need to talk to your friends who go to the gym.

I would personally keep saving, ask your lender what options you have to move sooner and potential look at getting a HELOC.