I've heard from multiple sources that banks did cut-off access to helocs during the 2008 recession.

Reasoning behind it:I have a FEIE (foreign earned income exclusion) for the gross income, so that is taken care of.Plus, even if the loss (hypothetically) was say $6k and income was $6k, it wouldn't make sense to take the loss same year as tax payable would be zero even without the loss (based on the personal deduction).So to answer your question, yes I'm trying to carry it over, to use in a future year when the rental income is higher and expenses are lower to cover the income at that point. 

It is not just another company like GM , ford or sears , its critical to self defense and source for many global defenses.It will find a bottom and financing and head back up as it keeps ranking in profits as it has down for the last 50 years

So I was planning on moving into my new apartment (Paid a $500 security deposit) but due to COVID-19 I lost my source of income and I spoke to the agent and told her I cant afford to move in at the moment and asked for my deposit back but she said it has been forfeited, is that fair?

Use it to pay for your RE license and create another source of income. 

I have no idea as to your professional experience but sourcing notes along with asset management with little to no experience in the industry will prove difficult.

Are they foreigners/immigrants?

There are many sources for knowledge in addition to BP.  

If you have lost all ability to pay rent, including losing your job or other sources of income such as unemployment or this stimulus check (when that happens), then please call or e-mail as soon as possible so we can help you go over your options.

Always looking for creative new lead sources!