Until Americans start to save there money and put at least 20% down on a house, we will be stuck in this cycle of low down payments, low appraisals, and lots of foreclosures.

I am in no way shape form or fashion involved with Pinnacle and never was and never will be!!!!!

There was a link from a page here posted by Josh.I noted that RealQuest is part of First American.

More recently, if you invested heavily in the NASDAQ (tech stocks) in 2000 (as millions of Americans did), then your investment 7 years later is worth HALF what it was in 2000.

Many are now run by a guy who started as a teller and worked his way up through the ranks the old fashioned way.

You can purchase these notice stickers thru Great American business supplys etc-contingency for their failure to move in due to any reason, or no reason.

Please say no.Good old-fashioned extortion.

I see commissions coming down perhaps as people can handle more of the leg work themselves but most people simply aren't savvy buyers and will likely want to be represented in some fashion.   

Most Americans use bad debt and that's why I believe, the credit industry is going to be the next BIG CRASH...

We bought a North Las Vegas house for $270,000 in 2005 and the plan is to move there 10+ years later to retire.But like the most of Americans that we just glad we still have job now and have to delay our retirement.The house in Las Vegas only worths about $100,000 now.With the current rent that we still need to put out $400+ to cover the mortgage.Not to mention the months we couldn't find the tenant and the money we spent to fix the damage from previous tenants.That house is like a black hole to drain our saving and will be continue for many years.We won't walk away from this property, no short sale nor foreclosure, as long as we can cover the lose.I currently have almost additional $30,000 saving and am thinking to buy another house in Las Vegas, and hope to balance out our lost.I mean with the low interest rate (may not really low for investment property) and low home price, we can get positive rental income to cover the rental from another property, but I understand there will be risk when we cannot find a tenant.My questions are:(1) Do you think if this is a good idea?