I know a Sr Tax Associate there, and while they rarely do individual returns, he might make an exception for someone that was personally introduced.I haven't made the switch yet because it was cheaper to stay with my guy, and because my return isn't all that complicated yet.

This must be a newbie assumption but I thought insurance covered everything except flooding.

Only happened one time... turned out to be a non-issue really since the tenant took exceptional care of the property.

All was going well except for a few recent smaller issues that seem manageable.

I know there are exceptions, and those exceptions I will gladly pay for.

Exceptions: rural property can be much cheaper (the French buy in the towns and newer property).

Regional population has steadily declined, in fact Allegheny County has the highest population loss per year with the exception of the Lousiana Perishes centered around Hurricane Katrina.

If the dollar keeps falling apart, I might change that and only except gold or pre-1965 silver coins (half kidding).

There's certain exceptions to this (divorce, job relocation etc) but generally speaking, this holds true- Get a cosigner for your first mortgage since you don't have 2 full years of income.

There are some exceptions in Texas and one of them is if you are selling to certain family members.I would recommend that you consult with a qualified California attorney about writing the actual contract and about any possible issues around it.