Especially the program loans. literally the “seller paying commission” is just an accounting play to make banks finance commissions. 

Banks will not loan on properties inside an HOA if more than XX% are rentals.

the only problem is that the banks don't want to loan on it because it is pre 1976  I don't mind buying it cash or with some hard money. 

when you buy subto you are taking title and like you point out getting second position money for the downpayment or equtiy .. ( entry fee new term kind of funny but I am guessing thats a Pace ism. )I agree with you these folks need partners not loans.

Different loans, different lending standards, etc.

For the previous 2 homes I own, I had my parents cosign the loan and that's how I got approval for each of loans, 1st primary residence in 2021 and 2nd in 2024.

With only a $50 or $100 origination fee, and "essentially" not losing any money to an interest rate, TSP loans are probably one of your cheaper loan options out there.I just took out a 40+k loan from my TSP to invest in other ventures and it was a very simple and straightforward process. 

Yes it is factored into the loan and you are paying for it so you might as well use it.

For my senior project, I am researching the ideal marketing strategy for a hypothetical (but could become real) multi-unit Tiny Home STR property in Malibu, CA (with the potential to generate huge cash flow and long-term equity ;)To graduate, I need a guest from a real estate company to sit in on my final presentation (10 minutes) and to provide brief feedback (3-5 minutes) on Tuesday, April 23rd at 3:00 PM PST on Zoom (15 minutes total).

The deposit is common in commercial loans.