I am back in the game of learning what I can and really could use all advice possible on things that helped to be successful in flipping and so forth.  

Usually in a partnership scenario you take equal risk, she has no risk and no money in the game. 

Cons: It costs a few hundred dollars a year to be licensed (see above) and every few years I have to take some lame courses that have nothing to do with actually making any money in this game.

The purpose of a down payment is to make sure that the buyer has some skin in the game.

Thank you guys I'm so pumped and looking forward to learning this real estate investing game I've downloaded the UltimateBeginners Guide and started reading it so I thank you all  

I think Vegas will slowly lose gaming appeal as gaming is allowed in more areas. 

This is not a zero sum game. 

As many have said before me, we have to put some "skin in the game" and not try to lock up a contract with $10 earnest money.

There are also a number of platforms that do things differently as far as skin in the game.

If they have a game plan they are more likely to be able to afford it.