Prayer is not an effective strategy when it comes to real estate law :DYou can't file for eviction until her legal right to remain on the property expires.

It would bring your effective interest rate up, but you'd still retain your conventional 1st interest rate. 

Makes sense, if you do decide to change the vesting on title post close we would be alerted of that and effectively default due to the changes that are ineligible within the loan docs. 

In your experience, who is the best type of lender who understands the fund model and has effective loan products optimized for funds?

Issue is that I don't want to update and the homeowner terminate my lease and effectively take my renovation for free and leave me out of pocket.

How wonderful that in the end you are debt-free and can enjoy the fruits of your labor!  

Snow ball effect is real.   

Things haven't really effected the San Antonio market too much and with things going "back to normal" the market is steaming up again.

Bank rates are down somewhat recently, but you can put that extra cash into a high yield checking account to pick up some interest and help net out the effective rate, if that makes sense.Second, I think paying the loan off is a very easy way to put an extra $6,600 a year net of expenses back in your operating budget (granted...the cash came out of your pocket and is paying down debt on a depreciating asset).

That’s definitely the way to go for fast and effective results.