I want to pay my credit cards off ($15k) and adopt children (estimated to cost $10-15k) My company will reimburse me the adoption fees, but not until it's finalized so I am hoping to do a HELOC so I can re-use that monies later on for bonus items like a pool or something fun for the kids.

Happy to discuss further.

Hi Jake- I'd love to discuss STRs with you.Feel free to shoot me a DM if you're interested.

Not sure how long you have been around, but when markets soften, these types of assets get crushed because vacancy rates increase which causes condo fees to increase due to the amount of delinquency on the books.

For all of the reasons you outlined in your post, I suspect this will continue to be a topic of discussion and a source of heartburn for investors.

OP  Not sure if this discussion is clear.A.  

Feel free to discuss it here, or DM me, I'm open to building professional relationships to gather more insight.

Best rate I've gotten so far is high 6 and low 7's with 1.5point fee in a 30yr.I've gotten one lender willing to lend.

This allows "success" stories on paper to justify their fees.

If we are being exact in our language, a "Fee market" is anarchy.