Investing is a numbers game and if you don't have numbers, you can't calculate the investment. 

Sounds to me like you are either speaking with a local conservative bank, or a misinformed individual.If you want to "play the credit game", one simple option is to open a credit card or 2, but don't use it. 

I have an opportunity to purchase this property, and tear it down to construct a 4 or 5 level condo type building (which is what is being done by the local developers in this area).

yes, it will be rental income from a new development I am building and have been working on, lots of sweat equity!

Before deciding where to invest, I would encourage you to develop your investment criteria, budget, objectives, goals and liquidity constraints.

So long as you don't chase the market right to the top like a million dopes did in 2007, over lever, and have substantial short term financing in place, you are ahead of the game.  

Hi I’m Cole from Wichita, KS my wife & I are brand spanning new to the invest game.

I participated in the Rio Olympics and four world championships as well as African games.

Really easy to just play the blame game at this point.You might just have to eat it.

I'm going to go out on a limb and say that anyone using 1031s as a deliberate thought out strategy who ends up in worse shape at the end of the game has a problem with execution and use of the tool.