My wife and I have been working under the idea of starting ourselves out with hard money, as we a) don’t have the best credit, and b) don’t have much of our own money to go traditional routes.

EquityLock Structure: Credit Approval, Closed end, fully amortizing, fixed 3.99% APR up to 10 years.

Then I either get better than average rents or I'll sell it.First I repair/replace things, if needed, that cause more damage (to property or life) if they fail, roof, water heater, plumbing & electrical... anything health and safety related. 

One of them (strongest credit/renter) needs to move for her job.

No offense to anyone, I just would rather learn from people who have experienced at least one full credit cycle in this business and know how to operate regardless of interest rates/market conditions.

I've been reading about landlord insurance to cover liabilities and damages.

Nicholas Lohr Lines of credit from my properties.

I've had dozens of pets in our units and they have done less damage than bratty kids, and you can't charge extra for Rugrats!

I can provide bank statements (both in the US and Internationally), proof of pay from Foreign company, and have a high credit score. 

I'm trying to run a potentials credit.