I don't know what your local code is, but if you have to loop them there's nothing easier than cutting the copper on both sides and looping it with a Sharkbite or similar push-fitting repair line.

Ultimately there is no way to stop this but you can use process of elimination to cut down on getting the ones from all the morons (as I call them).

So getting one mortgage on a property I already own instead of two on new purchases went much easier with the bank and also cut my closing cost in half!

I under cut market prices and give people more than they expect.

I usually get 14 so my private lender has enough time to get the time and sit down with me so we can talk, and cut me a check. 

No income for 2016 tax year, loss calculated.If I don't get tax filed by cut off date, would Uncle Sam be penalising me for that?

I understand that financing the entire deal cuts into my cashflow with a higher mortgage.

Don't recommend to cut people off though ;)

Usually these items are negotiated in the purchase agreement, but the Murphy bed situation isn't so cut and dry.

Especially if you can't depend on using the 2000's "greater fool" theory.Don't forget about shared driveways.  .......another page on that .....Lastly, even if it 100% your property, Nashua does not take kindly to inventing new "curb cuts" or driveway or blocking the sidewalk or the City's / public works / utilities easement on to your property,  This applies  whether you live on a $700k Tanglewood Tree street or $150k Morgan street.