Min 2 year credit history as a professional unless you are a physician.

Curious to know if there are any good loan options (other than hard or private) that self employed people can use with little to no taxable income.

You’ll need money, credit, and a team.

I would recommend using a local community bank or credit union as they would be more flexible on accepting a land trust as a business entity. 

My wife and I have been working under the idea of starting ourselves out with hard money, as we a) don’t have the best credit, and b) don’t have much of our own money to go traditional routes.

During their introductory time to the end of October 2018 they offer to be able to borrow 3 times at a special rate of only 3.99% with their EQUITYLOCK product.

One of them (strongest credit/renter) needs to move for her job.

No offense to anyone, I just would rather learn from people who have experienced at least one full credit cycle in this business and know how to operate regardless of interest rates/market conditions.

Nicholas Lohr Lines of credit from my properties.

I have always been told you want to avoid s/c corps for holding real estate investments.FHA loans can be a great product to help you get into a property with low money down.