I heard and read that every house has a deal it’s just a numbers game, so I’m curious where you think the threshold is?

To put the performance of these bonds into context, I feel performance is less FICO driven vs. a combination of skin in the game and experience as you alluded to. 

I closed one last week in Vegas were buyer got the 30 day layoff all Casino workers got.. she just needed a letter from Said Casino that she would go back to work once the 30 closure was over.. loan funded last Friday.. so it will be interesting.but of course if credit freezes again and no one pays rent we are all in very big trouble. 

Knowing your why is going to keep your head in the game when the going gets tough - especially in the tumultuous time we are now in.

Are you playing the long game and not as concerned about cash-flow in the immediate future?

It is a combo of a #s game and generosity. 

We are playing the long game in this business so patience can certainly be your friend.

My end game is SFH / MFH income properties, but I was thinking about ways to build up to those options.I was considering wholesaling, but I have been reading that it’s all but illegal, without being a licensed real estate agent, in Illinois in 2020.

Right now high activity/interest spaces:Real Estate (lower interest rate) Stock Market (casinos are closed) Dogs (pounds in NY don't have any left) not crowded spacesus $$ very strong maybe buy property in Brazil. 

They have more skin in the game then you do.Make sure you get clear title.