When going into business regardless if it is RE or anything else it is wise to protect your personal assets. 

Hi here some ideas: - You could increase your down payment, yeah that su... but anyways...- Try to find off market deals for way cheaper (e.g. using hard money, then refi into a rental loan)- Try to find properties where the owner will finance a big part of it and you get only a small loan with higher interest rates for the down payment.- Get a property subject to where you take over payments for a loan with lower interestfeel free to reach out and discuss some ideas

Most of my business is from networking directly with the insurance relocation specialists to be first in mind when a claim matching our property is received.

Meaning, if you need to do your own pm in order to make an investment work then the investment doesn't work, and you are trying to force it.PM is a job or business, not a required skill for a rental investor.

Many expenses become business expenses.  

I am currently renting but I like the idea of house hacking to start out.

I also don't like how long it takes for the checks to clear I do use the free version and takes about 5 business days to clear. 

I've seen some businesses that have done this in the past where it was an oil change business and it was converted into a coffee shop or restaurant.

That's a terrible idea, one of the worst things you could ever do when buying your personal residence.

Set up Google My Business - also name your business on Google Maps "XYZ's House!"