I listened to the Podcast with Mike Anderson where they talked about getting a portfolio loan for all of your rentals and as long as they are cash flowing, you can get a line of credit to pay off your existing mortgages and then have cash left over to pay cash on more houses, plus you can start buying housing again as you are under the 10 houses now due to the payoff. 

I usually ask to have the tenants vacate the property with the sale, so I can conduct repairs and re-rent at a rate more in line with market values. 

My website is in my signature line.

The tenant also offered to spray paint lines himself LOL.  

.   **  $90    Net bottom line monthly cash flow in your pocket.

He won't work with any rehab crew that he doesn't trust 100% so the lag comes from waiting your turn in line for the quality work.

The house already has gas line hookups close to the boiler but not connected. 

Good news you can take a tax deduction for health insurance above the line( do not have to itemize).

I'm looking at it from more of a learning/networking stand point then from a save money down the line on commissions stand point?

Banks want to protect their bottom line, won't accept low ball offers.