Hi All,In an effort to not just “introduce myself”, I would like to hear from others that have dipped their toes (or plunged head first) into both commercial and residential real estate.

My name is Jade Bloomfield and I'm a trained high-end residential and commercial interior designer and new real estate investor in the Olympia, WA area. 

In other words residential and commercial.

@Reginald Dulaney its true is under an LLC during the refi it HAS to be a multi family property USUALLY 5+ units (aka bigger than a fourplex)The banks dont like lending out to residential properties under business names so i think its best to transfer the title into an LLC AFTER the refi stage?

Generally, rates are not too far off standard residential, although in my experience finding 30 yr debt is harder, 20 is more common.You can work with commercial lenders with single family rentals and up. 

Recently closed on residential with rate of 3.5%.

I have a lead on a lot in a well established residential neighborhood.

Hey @Adalberto Jimenez, unless you're looking at deals larger than a 4-plex, it's still considered residential real estate.I'd be happy to share with you my superstar residential broker that helps her clients find great MFH deals.

What do you guys use to pull credit on potential commercial tenant or do you use the same residential online credit checks?

What is the typical due diligence period for land when buying land that is intended for residential development and zoning approvals are needed.Thanks!