Look to the types of loans made, 5 and 7 year fixed that roll over to adjustable, those may not adjust until 2015, so it could be too that the upturn is simply the slowing of some loan product maturing.

To approve a short sale the lender will require the seller to affirm they're not receiving any benefit from the sale.

It is important to know how they work and what their benefits/drawbacks are, then use them strategically when the circumstances are right.Sure sellers balk at Options, for a number of reasons.

Item 3 isn't a prohibited transaction, but it is a contribution.1 and 2 clearly are because the qualified plan (Agent John's plan, I assume) is doing a transaction that personally benefits John.

Bill Gulley So if the quit claim goes through, I can still obtain title coverage, and that would effectively confer on me the same benefits as a warranty deed (grant deed here in CA) would have?

The right choice is perhaps dictated by whether you want the benefits of current return or want to bet on future value.

It won't benefit me at all to have more grass for my tenants to cut, have my property taxes increase, and have to move a fence.

I have been doin my research and know the basics of everything, but just needed to tighten up on a few things like getting my contracts i got offline looked over by a RE attorney here in my state, to make sure is legal and learning how to evaluate properties to make it benefit me and the end buyer.

How often do you adjust your insurance based on these factors, annually?

My mortgage payment is only $541 on a 30 year adjustable rate.