I doubt that will be true. 

If its a true deal then nothing will matter and do it.

@Michael PreterotiI have one more thing to say as you can tell that all my business Decisions are based on faith from God i’m not on Facebook Twitter or any other site only bigger pockets I’ve enjoyed listening and reading from a bunch of investors through the years but your true character is not how well you’re doing good times but how will you do when it is difficult I have never stopped in these times looking for opportunity to purchase deals I hope that the investors on the site look back in a few months and see their character and apply that to your future deals and try to become a better person and live less in fear

That is true.

If you want the insurance company to pay for the majority of the claim, then you should lean towards a Replacement Cost policy and insured close to Rebuild ValueIf you are willing to handle a large loss, then an ACV policy insured for 1/3-1/2 of the true replacement cost will save you up to 50% on your policy like you are seeing.The important thing is to run through some claim scenarios and ask how your policy is going to pay out.    

Also in some of the models it looked like quarantine didn't really help the total infection rate just slowed it down to make hospital facilities less stressed... is that true?

@Bjorn Ahlblad very true. 

Account Closed, no particular situation similar to this, which I imagine is true for nearly everyone. 

I see that Germany is managing well, despite high infection (15,000 infected), only 44 dead.As of this writing, US already has 14,000 infected with over 150 dead, and they haven't even encountered True Ventilator Shortages yet.

On top of the legal costs to setup a true syndication, which ultimately entails selling securities.