SFRs in the Bay area are crazy expensive, the down payment and mortgage payment would be a huge gap to fill.2.

Some of the changes are needed, I'd be happy to write a contract for a fee..and another if that one falls through..those that are able to adapt will, including the mortgage lenders that truly drive the marketplace. 

I can do 2nd mortgages on rentals to bleed out equity, but I've found in most cases that's not in the best interests of the investors that ask.

The only concern that I had is that the mortgage on the larger home is about 5k per month and the rent would be around 4.2k(without mayor updates).

Gerardo here.I'm a New Real Estate Investor from Mexico.I was reading about the latest news that Fannie Mae expects a "mild recession" in the next few quarters.Fannie Mae Expects a Recession as Mortgage Rates Continue to Climb—An Opportunity for Investors?

You can also check their reviews online at Google, Facebook, or Yelp.

They had to have all of their policies re-insured, paying premiums, so I don't know how much you'll save if you think premiums are too much setting up a captive sub.If you have a mortgage, without insurance, the lender would rather not deal with the loan as it's unsalable in the secondary market.

My LP will simply provide the majority of the investment up front (approximately 70-80% of upfront cash).We both agree on a 50/50 split of earned equity from the mortgage.

Then, figure out what it's gonna cost you – your mortgage, any possible property tax bumps, pricier landlord insurance, plus regular upkeep, fixes, and fees if you've got someone managing things.

FHA is still an option but you have to refi out of it to get rid of mortgage insurance.