So, unless you're confident these local drives are going to give you some real appreciation, these are money losers.If you get annual appreciation of 5% (very speculative, IMHO) one will be worth $191K and the other $146K after five years.

What they are increasingly refusing to insure is simultaneous closings.

> Eviction Protection ProgramIF you manage enough properties, and IF you are confident in YOUR tenant selection, and IF you very carefully work out the numbers and details, this MAY be useful to you.

Expenses should always be calculated at 50%, remember maybe this year they will be lower but at a point you'll need to change major items like roof furnace a/c etc etc etc If you buy a house for 100k it needs to pay 2k in rents every month, simple as that.Let's say you have 100k in cash, you use 60k to buy a house that is really worth 100k and it rents for 1200$ (2% of 60k) and cashflows 150$ a month, your net worth has just jumped to 140k, your monthly income has just increased by 1800$/year.

Loan limits on all FHA loans have increased to $729,750 in high cost areas.

When a value of a property increases, is it the land that actually increases or is it the bricks of the house that increase in value?

Hello I was listening to Robert Kiyosaki and he was talking about holding on to property for cash flow and if the property value increases he would simply go to the bank an refinance.

Due to the increased incidence of preforeclosure sales, Fannie Mae is establishing a 2-year elapsed time period for reestablishing credit following completion of the action.

On that note then, with the increased price of Central Valley property, even with no tenant damage - did the increased financing payments along with taxes and the other minutae approach if not exceed 50%?

You need to figure out what rent you will get before you go into the deal, at least to a fair confidence.