I already hear Redfin agents complaining of how little they get paid per sale, and see how like 99% consumers use Zillow while driving around looking for rentals or purchases.

I had 2 other businesses going at the time that were consuming me.

Can you take out a high LTV HELOC and use this to pay off the consumer debt?  

The federal reserve's responsibility is more along the lines of managing the economy, regulating financial institutions and some consumer protection.  

No consumer debt?

In the meantime, I've been voraciously consuming podcast after podcast.

- I have never approached a team as a consumer, my guess is that if you asked they would let you pick.

Not only was that time consuming (trying to speak with the right person and find the number), but I was shocked to learn about how anti-AirBNB friendly they are.

But if it works it works and you may be on to something, if you can disrupt the norm and the stigma that some consumers associate with vending machines then please share!!

Used to be I would only pay things off at interest of 10%+ like credit cards.Now that I've been out of consumer debt a while and am further along, anything at or above 6% gets focused on and punched in the face.  3 mortgages down so far!