Rentals are one area where the little guy can still compete with the mega corps and large apt complexes, often winning over some choice tenants with personal service, flexible terms, and small touches...Just a few ways, off the top of my head, that I think we can gain a competitive advantage over more rigidly run large complexes (though all markets vary, so these are based on my experiences)....) flexible terms (I offer a six month or one year lease; of course, most six month folks renew, but some like the flexibility; some large complexes are "one year or nothing" in my market..)) new mats (inside and out of the doors; bath, even runners or area rugs in high traffic area for vinyl plank flooring)...while they add some "wow factor" and look like gifts, there is self interest at work here, however, as the matting greatly reduces wear and tear on my flooring.) pets on approval ( I have some of the best behaved canine tenants imaginable, and their high quality tenant owners stay long term, are respectful, and pay well,yet are often shunned by many "no pets" larger places)) small (tax deductible) $20 gift card at holidays ..

If so those are not to be relied upon.

If you rely on the TSP you will have savings to draw on in retirement but it will not make you financially independent, at least not for my personal goals.

Now,  the aforementioned has some reservations specifically pertaining to the volume or capacity, in essence you can always find something, however the abundance of inventory will vary.

Condos have varying criteria for investment by lenders.

Rates will vary based on:- Location- Amount insured for- Items Covered- Type of Coverage (ACV vs Repair)- Inclusion of Liability or NotMy most recent policy is about $65/month. 

But I do remember that those that relied on "personal feelings" to predict the market were hurt badly in the last crash. 

In your experience, do the 6 month minimum vary per state or is that pretty standard?

It's a tough question to answer and really varies from city to city.What do the homes in your target market have?

There is crime "everywhere" and even affluent neighborhoods can show up as "hot spots" when, in fact, it could just be gas station drive-offs that are getting recorded.IMHO - I would rely heavily on the local team you build in the market you pick.