The most obvious is that you will be able to offset your mortgage with renting out a few rooms.

.: Subject To and Wraps are very similar and yet, very different.Subject To & Wraps share these characteristics You are taking over payment of the mortgage and transferring the property into your name You become the owner The loan does not get paid off The lender can and sometimes will call the Due on Sale You have to have money or credit to solve a Due on Sale call They are used when someone doesn’t have much equity and doesn’t want to pay a real estate agent They are used when the seller wants to sell fast They are used when the property isn’t really a good candidate for the MLS because of the condition of the property They are used when It’s a unique property and it’s hard to find comps They are used when it’s a distressed situation that needs to be resolved They are used when the monthly payment is below market rate (that means it cash flows) They are used when the seller wants to avoid the hassles of listingSubject To & Wraps Differences In a Subject To, NO new mortgage is created.

That means you are getting $730 rent, and the market rate is probably $1,200 or more.

What incentive do they have to extend the mortgage to another party? 

We have seen our policy rates double in the last couple of years.

I will have no problem renting out my place on my own for the rate I'm looking for.

The plan would have reclassified Colorado short-term rentals as commercial properties, thus going from the 6.8% residential rate to the 29% commercial rate. 

I would buy and hold turnkey rentals, it's better to ease into RE investing and turnkey rentals are going to take some of the riskier variables out of the equation.

Have an idea from that perspective of what will get you the rates you need (ie., number and sizes of beds, etc.)  

My company, 1031X, is 31 years old and is a top-rated national 1031 firm.